PRIVACY POLICY NOTICE

IMPORTANT NOTICE

At First National Bank, trust has always been the foundation of our relationship with customers. Because you trust us with your financial and other personal information, we are committed to respect your privacy and safeguard that information. In order to preserve that trust, First National Bank pledges to protect your privacy by adhering to the practices described below.

COLLECTION OF INFORMATION

First National Bank ("we", "our" or "us") collect only relevant information about our consumer customers ("you" or "your") that the law allows, or requires us to have to conduct our business. We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms;
• Information about your transactions with us, our affiliates, or others; and
• Information we receive from a consumer credit reporting agency.

USE OF INFORMATION

All nonpublic personal information collected and stored by the bank is used for specific business purposes:

• To protect and administer your personal account and transactions;
• To comply with state and federal banking regulations; and
• To help the bank better understand your financial needs in order to design or improve our products or services.

ACCURACY OF INFORMATION

We strive to keep our records of your information accurate, and we will respond promptly when we learn of the need for corrections. If you see any inaccuracy in your statements or in any other communications from us, please call customer service at the number listed on your account materials, statement or contact Online Customer Service at www.fnbclarksdale.com.

SECURITY AND PROTECTION OF INFORMATION

We restrict access to nonpublic personal information about you to employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.